Royal Bank of Scotland have announce branches in Annan , Langholm , Gretna and Lockerbie have all been ear marked for closure .A total of 62 branches will be shut, with the loss of about 158 jobs.
The union Unite, which represents many of those affected by the closure programme, said senior figures at the bank were “filling their boots while they devastate local communities”.
RBS has said many more customers are accessing services online or via mobile devices.
An RBS spokeswoman said: “More and more of our customers are choosing to do their everyday banking online or on mobile.
“Since 2012 the number of customers using our branches in Scotland has fallen by 44%.
“Only 1% of our customers in Scotland now use a branch regularly while the number of regular mobile users has increased by 39% since 2015.
The spokeswoman added: “We expect these closures to result in around 158 redundancies. We realise this is difficult news for our colleagues and we are doing everything we can to support those affected.
Scottish government business minister Paul Wheelhouse said: “The news of further branch closures from RBS will be hugely concerning to many people in Scotland as it now not only affects, potentially, staff at RBS but also leaves large areas of Scotland, particularly rural areas, with limited branch coverage.”
He added: “Along with my colleagues, I will be engaging with RBS to ensure that everything possible is being done to mitigate the impact of this decision on communities affected.”
Andy Willox, FSB’s Scottish policy convenor, added: “While many small businesses use online banking, that doesn’t mean they don’t handle cash, and therefore need to visit a branch.
“Further, many of the branches under threat are in parts of the country with particularly poor mobile and broadband coverage – a fact to which RBS seems to be paying scant regard.”